20 precise steps penetrate the debt in bank 7

7. Too forced
You may proactive, but may not “hyperactive" in the effort get the credit. As intermediary institute, bank has to assure itself that the fund gave will be able to be returned. Because of that, bank needs enough time for analyzing eligibility of your effort.
Just suggestion, don’t “intimidate" bank. Assure the bank is compulsion, but “forcing" with pressure credit process is forbidden. Bank will lose the sympathy and at the same time its trust to you, because it is possible that bank assess that you forced with a purpose, so bank doesn’t have time when scraping the information about you and your business.
A matter of time and momentum, trust, that bank is always pay attention about it, because credit bank self have principle the precise people, precisely utilize, precisely sum up and on schedule. And for that, bank has owned the equity level and maximal time to process the credit.

8. Try to entice the officer of bank
It is non technical matter, which I fact done by many applicant of credit. May be entice in the form of money, goods, promise, success fee and any kind of it if credit can be gave. A good bank officer, of course will not imbued with them. That happened exactly contra productive for applicant, because it will indicate unconfident of the applicant and to close the “ulcer" business, as the conclusion can appear on point 6 above.
The analogy, it requires or not to bribe officer of police if we sure don't impinge the traffic rules? It require or not to ask help the credit middleman if we sure competent our business right to be defrayed?

SUGGESTION: what do better be avoided
Take the credit because tempted the bank persuasion
Ever you appealed marketer credit card, till accept and apply credit card, though in fact you not need it? Or, you have tempted buy the goods actually don't have in plan expense because of persuasion by a Sales Promotion Girl?
What is going on after? You become consumptively, because feel “have the money" in card. Other effect, expenditure of monthly you leap from the budgeted. Who did do lost? Yourself.
Yes, however, bank is instituting the business, of course have importance with efficacy of channeling of its credit. Moreover, credit becomes the product that always tries to be sold to the public with various amenity and consequence minimizing.
As a good entrepreneur, you’d always get offer like that. My suggestion, don't take the credit if you don't have the plan surely will its use. You'd will trap of obligation of its credit later, because possible your credit exploiting will very productive and not directional.

2. Don’t easy to accept the credit
It is often the decision of credit given by the bank not suitable with application of your credit. May be the amount, way of return, and structure type and the requirement of other credit.
What could be done?
First, please assure that you can fulfill all specified requirement.
Second, otherwise, do negotiation with bank party
Third, if negotiation doesn’t yield win-win solution, don't take the credit. Look for the other bank which can place your needed.
Don't fear to be refused in other bank, as long as you have the strength bargaining power about kindness of character and effort. If you “just" accept the credit, condition of like point before will make difficulty of return is undoubtedly for you.
So, I hope, 20 tips DDS (Do, Don’t and Suggestion) above can assist you to be more firm and self confidence in applying the credit to bank, so t bank become the equipment to take you to the higher of successful level.